Three months later, the boss, it was the end of the month. Li Xiaobo had not yet called him and could not call him. What should I do if the boss? Employee Wang Dachao said
Boss, Saburo Noda from the Eighth District of the Castle North, has not paid back this month, and has paid back on schedule in the first two months. He called him and asked him, and he said something happened at home and he urgently used money and hoped to pay it back together next month.
Boss, I just took someone to Sun Siyuan’s house to take a look. After he sold the house, he took his whole family away! Five million credit points, he ran away!
Ye Tiandong, who was responsible for collecting accounts in the money house, called
I said it was not possible, right? Boss, stop doing loan services, hurry up and stop! The losses are still small now, and there is still time!
Qian Dalang, the manager of the money shop, stood in front of Qin Tian and persuaded him tirelessly.
Qin Tian leaned on the boss's chair in a comfortable position, rubbed his temples with his index finger, and felt a little irritable. Although he was prepared for this situation, he did not expect that these guys would kill the donkey so quickly.
Xunjie Money Bank’s loan service has been launched for more than three months, and a total of 144 loans were released, of which 112 were mortgaged with assets and 32 unsecured loans.
Of these loans, 83 have entered the repayment stage
But so far, including today's three, yesterday's four, and six or seven a few days ago, there have been a total of 17 loans. During the repayment stage, various problems have arisen.
Someone can't be connected
After selling the assets, the family moved and found various excuses to delay time.
I believe that after a while, I will probably have a tough tone and directly say that I won't pay back the money.
Someone even said with confidence: Why should I repay the money I borrowed with my ability?
So, Qin Tian is a little overwhelmed. He has only been a few months and has not released many loans. Why is it that he has reached that level?
Integrity Ah Integrity! Everyone talks about integrity or not. They are all civilized people. How good are they to everyone if they use swords and guns? Do you have to use special means?
Qin Tian is considered to understand the usury businessmen on the earth. If the country advocates building an honest society, they will definitely be the first to agree with each other. Integrity is really important. If everyone does not care about integrity, they will really drink the northwest wind.
However, Qin Tian is still a person who talks a little bit about conscience and integrity. The interest rate of the loan he issued is far from the level of usury, which is only 5% in half a year and 10% in a year. There is no interest-rolling system. The interest that loan customers need to repay every year is about 10% of the principal. The more the principal is paid, the less interest will be paid.
In addition, customers who come to the loan, Xunjie Money Bank, will also conduct strict screening and asset evaluation. Those who have no repayment ability will be excluded. Only those who have sufficient asset mortgage and repayment ability will be issued will not mean that they will borrow as soon as they meet, but that is seeking death.
Even so, even though 144 customers who seemed to be quite high-quality were screened out from thousands of lenders, the high default rate still surprised Qin Tian.
The reason for this situation is, on the one hand, related to the selfish and greedy nature of people in this world; on the other hand, the laws of this world actually have several provisions that are equal to death on loans:
1. Any loan with an annual interest rate of more than 25% is considered usury and illegal!
2. When encountering usury, people can not repay it for no reason, which is legal!
3. When encountering a loan loan dispute case, the court stands on the borrower's side unconditionally and imposes severe punishment on the loan loan loanee
In short, the meaning of these points is just one sentence: lending is illegal and you are not guilty of refusing to pay!
Such a simple and crude law almost puts all forms of usury into a dead end and kills them all
Qin Tian certainly understands the starting point of this practice. After all, advanced consumption is an overdrawing of the future and an overdrawing of resources. Whether it is usury or low-interest loans, once it becomes a disaster, the polarization, chaos, and enjoyment in advance, and resource overdrawing will surely corrode a healthy and stable social body and be uglier.
After all, you can overdraw in the future, and sooner or later you will be paid back
But Qin Tian has so much care about it!
It is natural to pay back debts!
Being a deadbeat and not paying back the money, you can, warn, stern warning, the warning is invalid, take your property and kill you!
One week later
Qin Tian’s thug group was officially established!
In fact, more than three months ago, this thug group started recruiting thugs and training.
In the thug group, the origin of most thugs is very not simple. They are promoted from the lower area to the 52nd area through various Hunger Games murder competitions. Now they have been captured by Qin Tian.
These thugs, all of them are all muscles, all of them are fierce, all of them are cunning and cruel, and all of them are all venomous. Each of them has harvested at least 3 to 5 lives in their hands. There may be a few monsters, who have eaten human flesh and drunk human blood, have no bottom line, and do everything they can
These people came to the paradise area, and basically not many could survive. After all, paradise area is not a place like a slum that has no rules and laws.
For example, there are a few people in the thug group who are dying, but their nature is hard to change. I think that since I come to heaven, I will naturally live more freely and more happily!
So if you don’t want to do something if you don’t want to do it, you don’t have money to spend it. Oh, do you have money, hand over the money and rob?
Right, I'm just robbing!
I won't take money to shoot you to death!
There are two other people who can't control the sperm in their brains. Seeing that there are so many beauties in heaven, no matter whether it is in broad daylight or dark night, they cover their mouths and drag them into the grass and accidentally use excessive force to kill one of the beauties.
These guys who committed suicide were successful. Some were shot dead by the police, some were caught in temporary prisons, and all their property was confiscated, waiting for the clearance to deal with...
During the three-month training period, there were seven thugs who died of death.
Qin Tian ignored them and would not pay half a money to save them. He recruited thugs and obedient employees! He is not a brainless man, and an idiot who cannot control his behavior.
The training he gave to these thugs was not just muscle training, but introduced them to the rules of District 52, let them understand the laws of District 52, let them know the situation they face, and let them understand:
Only by following the boss can they be successful and no longer become rats that everyone hates. On the contrary, they will become devils that are feared in the eyes of those ridicule.
After the first training session, the effect was significant. Except for the 7 who were successful in their lives, the remaining 22 people were all wearing handsome and capable uniforms, and they were divided into multiple groups and officially started working.
East of Yaoxing City
Baowan Town
Li Xiaobo has been working in Dalin Agricultural Company for more than three months. The agricultural company has just been established and has 300 acres of farmland, but it lacks workers and funds. The treatment offered is only 3,000 credit points per month, which is not very attractive to job seekers and is difficult to recruit people for a while. The company's boss had to lower the requirements and recruit several workers at a low price of 70,000 credit points...
Boss, Saburo Noda from the Eighth District of the Castle North, has not paid back this month, and has paid back on schedule in the first two months. He called him and asked him, and he said something happened at home and he urgently used money and hoped to pay it back together next month.
Boss, I just took someone to Sun Siyuan’s house to take a look. After he sold the house, he took his whole family away! Five million credit points, he ran away!
Ye Tiandong, who was responsible for collecting accounts in the money house, called
I said it was not possible, right? Boss, stop doing loan services, hurry up and stop! The losses are still small now, and there is still time!
Qian Dalang, the manager of the money shop, stood in front of Qin Tian and persuaded him tirelessly.
Qin Tian leaned on the boss's chair in a comfortable position, rubbed his temples with his index finger, and felt a little irritable. Although he was prepared for this situation, he did not expect that these guys would kill the donkey so quickly.
Xunjie Money Bank’s loan service has been launched for more than three months, and a total of 144 loans were released, of which 112 were mortgaged with assets and 32 unsecured loans.
Of these loans, 83 have entered the repayment stage
But so far, including today's three, yesterday's four, and six or seven a few days ago, there have been a total of 17 loans. During the repayment stage, various problems have arisen.
Someone can't be connected
After selling the assets, the family moved and found various excuses to delay time.
I believe that after a while, I will probably have a tough tone and directly say that I won't pay back the money.
Someone even said with confidence: Why should I repay the money I borrowed with my ability?
So, Qin Tian is a little overwhelmed. He has only been a few months and has not released many loans. Why is it that he has reached that level?
Integrity Ah Integrity! Everyone talks about integrity or not. They are all civilized people. How good are they to everyone if they use swords and guns? Do you have to use special means?
Qin Tian is considered to understand the usury businessmen on the earth. If the country advocates building an honest society, they will definitely be the first to agree with each other. Integrity is really important. If everyone does not care about integrity, they will really drink the northwest wind.
However, Qin Tian is still a person who talks a little bit about conscience and integrity. The interest rate of the loan he issued is far from the level of usury, which is only 5% in half a year and 10% in a year. There is no interest-rolling system. The interest that loan customers need to repay every year is about 10% of the principal. The more the principal is paid, the less interest will be paid.
In addition, customers who come to the loan, Xunjie Money Bank, will also conduct strict screening and asset evaluation. Those who have no repayment ability will be excluded. Only those who have sufficient asset mortgage and repayment ability will be issued will not mean that they will borrow as soon as they meet, but that is seeking death.
Even so, even though 144 customers who seemed to be quite high-quality were screened out from thousands of lenders, the high default rate still surprised Qin Tian.
The reason for this situation is, on the one hand, related to the selfish and greedy nature of people in this world; on the other hand, the laws of this world actually have several provisions that are equal to death on loans:
1. Any loan with an annual interest rate of more than 25% is considered usury and illegal!
2. When encountering usury, people can not repay it for no reason, which is legal!
3. When encountering a loan loan dispute case, the court stands on the borrower's side unconditionally and imposes severe punishment on the loan loan loanee
In short, the meaning of these points is just one sentence: lending is illegal and you are not guilty of refusing to pay!
Such a simple and crude law almost puts all forms of usury into a dead end and kills them all
Qin Tian certainly understands the starting point of this practice. After all, advanced consumption is an overdrawing of the future and an overdrawing of resources. Whether it is usury or low-interest loans, once it becomes a disaster, the polarization, chaos, and enjoyment in advance, and resource overdrawing will surely corrode a healthy and stable social body and be uglier.
After all, you can overdraw in the future, and sooner or later you will be paid back
But Qin Tian has so much care about it!
It is natural to pay back debts!
Being a deadbeat and not paying back the money, you can, warn, stern warning, the warning is invalid, take your property and kill you!
One week later
Qin Tian’s thug group was officially established!
In fact, more than three months ago, this thug group started recruiting thugs and training.
In the thug group, the origin of most thugs is very not simple. They are promoted from the lower area to the 52nd area through various Hunger Games murder competitions. Now they have been captured by Qin Tian.
These thugs, all of them are all muscles, all of them are fierce, all of them are cunning and cruel, and all of them are all venomous. Each of them has harvested at least 3 to 5 lives in their hands. There may be a few monsters, who have eaten human flesh and drunk human blood, have no bottom line, and do everything they can
These people came to the paradise area, and basically not many could survive. After all, paradise area is not a place like a slum that has no rules and laws.
For example, there are a few people in the thug group who are dying, but their nature is hard to change. I think that since I come to heaven, I will naturally live more freely and more happily!
So if you don’t want to do something if you don’t want to do it, you don’t have money to spend it. Oh, do you have money, hand over the money and rob?
Right, I'm just robbing!
I won't take money to shoot you to death!
There are two other people who can't control the sperm in their brains. Seeing that there are so many beauties in heaven, no matter whether it is in broad daylight or dark night, they cover their mouths and drag them into the grass and accidentally use excessive force to kill one of the beauties.
These guys who committed suicide were successful. Some were shot dead by the police, some were caught in temporary prisons, and all their property was confiscated, waiting for the clearance to deal with...
During the three-month training period, there were seven thugs who died of death.
Qin Tian ignored them and would not pay half a money to save them. He recruited thugs and obedient employees! He is not a brainless man, and an idiot who cannot control his behavior.
The training he gave to these thugs was not just muscle training, but introduced them to the rules of District 52, let them understand the laws of District 52, let them know the situation they face, and let them understand:
Only by following the boss can they be successful and no longer become rats that everyone hates. On the contrary, they will become devils that are feared in the eyes of those ridicule.
After the first training session, the effect was significant. Except for the 7 who were successful in their lives, the remaining 22 people were all wearing handsome and capable uniforms, and they were divided into multiple groups and officially started working.
East of Yaoxing City
Baowan Town
Li Xiaobo has been working in Dalin Agricultural Company for more than three months. The agricultural company has just been established and has 300 acres of farmland, but it lacks workers and funds. The treatment offered is only 3,000 credit points per month, which is not very attractive to job seekers and is difficult to recruit people for a while. The company's boss had to lower the requirements and recruit several workers at a low price of 70,000 credit points...
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