After hearing He Lixin say this, Liu Jian's interest was increased.
So, this bank is interested in finding a buyer. Is Dr. He familiar with them? If possible, I will arrange a time for me and I will meet them.Liu Jian said.
He Lixin said: No problem, I will make arrangements for Mr. Liu as soon as possible.
Although I have never heard of the name of the Chinese Bank in Hong Kong, it can be mentioned by He Lixin that this bank must have occupied a place in the Hong Kong banking industry. It is only because of the departure of the founder and the busy breaking away from the legacy that the current dilemma has been caused.
This kind of mature banks facing operating difficulties are exactly what Liu Jian needs. There are many big banks, but they can't afford to buy them with Liu Jian's funds. For example, Standard Chartered Bank, Minsheng Bank, etc. If Liu Jian wants to acquire them, he can only acquire part of the shares by selling all the companies he has on hand, and this may not be successful.
This meeting came faster than Liu Jian thought. It seems that the shareholders of the Hong Kong Chinese Bank do not want to continue investing.
When Liu Jian saw Li Yonghong, he looked worried and looked at his decadent dress. Liu Jian shook his head secretly. He would not leave this person if he acquired it himself. No matter when the banker arrives, he should look confident and full of energy. Li Yonghong is too poor.
Mr. Li, this is the president of Liu's Group and the chairman of ATV and Lixin Garment International!He Lixin introduced.
Mr. Liu, I have long admired your name. It is really worthy of your reputation when I see you today!Li Yonghong said.
Liu Jian smiled indifferently. He listened to such compliments too much and did not have any nutrition at all, and he looked down on Li Yonghong even more.
Mr. Li, I got straight to the point. I heard that the Chinese Bank in Hong Kong is looking for a buyer, right?Liu Jian said.
Li Yonghong was not surprised. During this period, everyone who asked him for this matter was for this matter. The dilemma of Chinese banks has spread throughout the industry.
In fact, Chinese banks have not reached the point where they must sell. Although their business has shrunk, their debt ratio has always been at a very low level.
However, the two major shareholders behind him didn't want to continue operating, which made him helplessly looking for buyers in the market.
This is the case, and I don't hide it.But what I want to make clear is that this is not because of business issues, but because our shareholders do not want to continue investing. The two shareholders reached an agreement to sell all Chinese banks.
Li Yonghong said.
You can know these situations with a little inquiry, and Li Yonghong has nothing to hide.
I wonder what the price of Chinese banks is?Liu Jian asked.
Li Yonghong said with a wry smile: The company's total assets are 20 billion yuan, with a debt ratio of 80%. Now I received the highest offer, which is from CITIC Jiahua Bank. They paid 4 billion yuan. Judging from the current form, maybe this is the highest price.
Liu Jian looked at He Lixin in confusion. He didn't understand the issue of the bank's debt-to-asset ratio at all. He suddenly heard that his debt was 80%, and he was really shocked.
He Lixin hurriedly explained: In the banking industry, as long as the debt ratio does not exceed 92%, the financial situation is within the normal scope. The debt ratio of Chinese banks is so low, which is beyond my expectations.
Only then did Liu Jian realize that it seemed that there was an essential difference between banks and other companies. Since it was within the normal scope, the acquisition could be negotiated. The other party's bid was 4 billion, but Li Yonghong did not refuse, which means that the price was close to the bottom line of shareholders, perhaps between 100 million and 200 million.
Thinking of this, Liu Jian made a decision and said: Mr. Li, I bid 4.2 billion. Go back and ask the shareholders what they mean. If you agree, there will be no problem with this business. I can decide now.If I am at high level, I will have to rethink it.There are many banks that can be acquired in Hong Kong, not only Chinese banks.
Li Yonghong nodded and said: Mr. Liu, I will convey your meaning.
This price must have approached the bottom line of shareholders. When it was 4 billion, the shareholders began to shake, which was another 200 million yuan higher. If there was no big accident, it was very likely to be achieved.
When Li Yonghong left, Liu Jian said a little uncomfortable: How could the other party agree to such a big business?
He Lixin said: Mr. Liu, that's because you don't understand. The people of the Zhou family have already broken their faces for money. Not to mention such a big number, they have filed lawsuits for three million.This is also good. If we complete the acquisition earlier, we will lose a lot of trouble.As for how the Zhou family members share the money, it is not something we need to consider.
Liu Jian thought this is indeed the case. He saw news about this in his previous life. In order to compete for the elderly’s real estate, the two brothers sold their house at a low price while the elderly were traveling.
That was done by the old man when he was alive, let alone dead.
However, the biggest purpose of coming to Hong Kong was achieved so easily, and Liu Jian was still a little bit like a dream.
When he returned to the villa, Liu Jian still didn't come to his senses.
What's wrong with my husband?Fan Junyu asked worriedly when he saw Liu Jian being distracted.
Liu Jian smiled bitterly and said: Do you know what I did just now?
Fan Junyu shook his head and said: I heard that you and He Lixin have gone out, why are you doing business?
Liu Jian said: There is a bank in Hong Kong called Hong Kong Chinese Bank. I just talked about the acquisition!
Failed?It doesn’t matter, there are many banks in Hong Kong, so we can re-select our goals!Fan Junyu said.
Liu Jian shook his head with a wry smile and said: It’s not that it failed, but that it was successful. I paid 4.2 billion yuan. The other party agreed without even paying the price. I will go through the procedures tomorrow.
Fan Junyu opened his mouth wide and said: No, it was done so easily. Is there any problem inside?It’s better for us to be cautious!
Liu Jian said: No problem!It cannot be said that there is no problem. After the founder of the Hong Kong Chinese Bank died, his descendants were busy breaking away from their property and just wanted to cash out the industry as soon as possible. It is said that they filed a lawsuit for three million yuan. I don’t know what the 4.2 billion yuan will be like!
Fan Junyu was also shocked when he heard that it was because of this.
What I am worried about now is whether my children will fight for the inheritance in the future. Look at the reality that the Lin family fell into this field because of this matter. Now it is the Zhou family, and they meet each other for millions.When I die, will there be more? There will definitely be tens of billions. Do you think they will also buy murderers?
Liu Jian said.
Fan Junyu's face changed: No, let's talk about how old your child is, why do you want to do that far away?
Liu Jian shook his head and said: Otherwise, if people do not have long-term plans, they will have immediate worries. With my sowing method, I may not have many children in the future!No, I have to think carefully about how to avoid this. I don’t want to be at ease even if I die.
Fan Junyu was speechless. At this age, he was thinking about what happened after his death.
But she had no choice but to deal with Liu Jian, so she just let him breathe and think about it.
After returning to the room, Fan Junyu's face no longer had a smile. In fact, she had thought about this problem for a long time, but her belly has not moved until now, and she can't do anything she wants to do.
She is now looking forward to giving Liu Jian a son to come out soon, so that everything will be easier.
Liu Jian's emotions came quickly and went quickly. After seeing his goddaughter jumping back from get off work, Liu Jian forgot these things and pulled Liu Yifei into the big bedroom.
Fuck it, sow the seeds first. As for the more seeds, let’s talk about the seeds, the current situation is that I don’t even see the shadow of my son.
While Liu Yifei was galloping, a strange thought suddenly flashed through Liu Jian's mind. With his physical strength, he was afraid that he could still play when he was in his fifties. At that time, there would definitely be a goddaughter of fifteen or sixteen years old, and his son was probably in his twenty years old, so they wouldn't get involved.
Thinking of this, Liu Jian suddenly shuddered, "Damn, is this son not giving birth to him?"
So, this bank is interested in finding a buyer. Is Dr. He familiar with them? If possible, I will arrange a time for me and I will meet them.Liu Jian said.
He Lixin said: No problem, I will make arrangements for Mr. Liu as soon as possible.
Although I have never heard of the name of the Chinese Bank in Hong Kong, it can be mentioned by He Lixin that this bank must have occupied a place in the Hong Kong banking industry. It is only because of the departure of the founder and the busy breaking away from the legacy that the current dilemma has been caused.
This kind of mature banks facing operating difficulties are exactly what Liu Jian needs. There are many big banks, but they can't afford to buy them with Liu Jian's funds. For example, Standard Chartered Bank, Minsheng Bank, etc. If Liu Jian wants to acquire them, he can only acquire part of the shares by selling all the companies he has on hand, and this may not be successful.
This meeting came faster than Liu Jian thought. It seems that the shareholders of the Hong Kong Chinese Bank do not want to continue investing.
When Liu Jian saw Li Yonghong, he looked worried and looked at his decadent dress. Liu Jian shook his head secretly. He would not leave this person if he acquired it himself. No matter when the banker arrives, he should look confident and full of energy. Li Yonghong is too poor.
Mr. Li, this is the president of Liu's Group and the chairman of ATV and Lixin Garment International!He Lixin introduced.
Mr. Liu, I have long admired your name. It is really worthy of your reputation when I see you today!Li Yonghong said.
Liu Jian smiled indifferently. He listened to such compliments too much and did not have any nutrition at all, and he looked down on Li Yonghong even more.
Mr. Li, I got straight to the point. I heard that the Chinese Bank in Hong Kong is looking for a buyer, right?Liu Jian said.
Li Yonghong was not surprised. During this period, everyone who asked him for this matter was for this matter. The dilemma of Chinese banks has spread throughout the industry.
In fact, Chinese banks have not reached the point where they must sell. Although their business has shrunk, their debt ratio has always been at a very low level.
However, the two major shareholders behind him didn't want to continue operating, which made him helplessly looking for buyers in the market.
This is the case, and I don't hide it.But what I want to make clear is that this is not because of business issues, but because our shareholders do not want to continue investing. The two shareholders reached an agreement to sell all Chinese banks.
Li Yonghong said.
You can know these situations with a little inquiry, and Li Yonghong has nothing to hide.
I wonder what the price of Chinese banks is?Liu Jian asked.
Li Yonghong said with a wry smile: The company's total assets are 20 billion yuan, with a debt ratio of 80%. Now I received the highest offer, which is from CITIC Jiahua Bank. They paid 4 billion yuan. Judging from the current form, maybe this is the highest price.
Liu Jian looked at He Lixin in confusion. He didn't understand the issue of the bank's debt-to-asset ratio at all. He suddenly heard that his debt was 80%, and he was really shocked.
He Lixin hurriedly explained: In the banking industry, as long as the debt ratio does not exceed 92%, the financial situation is within the normal scope. The debt ratio of Chinese banks is so low, which is beyond my expectations.
Only then did Liu Jian realize that it seemed that there was an essential difference between banks and other companies. Since it was within the normal scope, the acquisition could be negotiated. The other party's bid was 4 billion, but Li Yonghong did not refuse, which means that the price was close to the bottom line of shareholders, perhaps between 100 million and 200 million.
Thinking of this, Liu Jian made a decision and said: Mr. Li, I bid 4.2 billion. Go back and ask the shareholders what they mean. If you agree, there will be no problem with this business. I can decide now.If I am at high level, I will have to rethink it.There are many banks that can be acquired in Hong Kong, not only Chinese banks.
Li Yonghong nodded and said: Mr. Liu, I will convey your meaning.
This price must have approached the bottom line of shareholders. When it was 4 billion, the shareholders began to shake, which was another 200 million yuan higher. If there was no big accident, it was very likely to be achieved.
When Li Yonghong left, Liu Jian said a little uncomfortable: How could the other party agree to such a big business?
He Lixin said: Mr. Liu, that's because you don't understand. The people of the Zhou family have already broken their faces for money. Not to mention such a big number, they have filed lawsuits for three million.This is also good. If we complete the acquisition earlier, we will lose a lot of trouble.As for how the Zhou family members share the money, it is not something we need to consider.
Liu Jian thought this is indeed the case. He saw news about this in his previous life. In order to compete for the elderly’s real estate, the two brothers sold their house at a low price while the elderly were traveling.
That was done by the old man when he was alive, let alone dead.
However, the biggest purpose of coming to Hong Kong was achieved so easily, and Liu Jian was still a little bit like a dream.
When he returned to the villa, Liu Jian still didn't come to his senses.
What's wrong with my husband?Fan Junyu asked worriedly when he saw Liu Jian being distracted.
Liu Jian smiled bitterly and said: Do you know what I did just now?
Fan Junyu shook his head and said: I heard that you and He Lixin have gone out, why are you doing business?
Liu Jian said: There is a bank in Hong Kong called Hong Kong Chinese Bank. I just talked about the acquisition!
Failed?It doesn’t matter, there are many banks in Hong Kong, so we can re-select our goals!Fan Junyu said.
Liu Jian shook his head with a wry smile and said: It’s not that it failed, but that it was successful. I paid 4.2 billion yuan. The other party agreed without even paying the price. I will go through the procedures tomorrow.
Fan Junyu opened his mouth wide and said: No, it was done so easily. Is there any problem inside?It’s better for us to be cautious!
Liu Jian said: No problem!It cannot be said that there is no problem. After the founder of the Hong Kong Chinese Bank died, his descendants were busy breaking away from their property and just wanted to cash out the industry as soon as possible. It is said that they filed a lawsuit for three million yuan. I don’t know what the 4.2 billion yuan will be like!
Fan Junyu was also shocked when he heard that it was because of this.
What I am worried about now is whether my children will fight for the inheritance in the future. Look at the reality that the Lin family fell into this field because of this matter. Now it is the Zhou family, and they meet each other for millions.When I die, will there be more? There will definitely be tens of billions. Do you think they will also buy murderers?
Liu Jian said.
Fan Junyu's face changed: No, let's talk about how old your child is, why do you want to do that far away?
Liu Jian shook his head and said: Otherwise, if people do not have long-term plans, they will have immediate worries. With my sowing method, I may not have many children in the future!No, I have to think carefully about how to avoid this. I don’t want to be at ease even if I die.
Fan Junyu was speechless. At this age, he was thinking about what happened after his death.
But she had no choice but to deal with Liu Jian, so she just let him breathe and think about it.
After returning to the room, Fan Junyu's face no longer had a smile. In fact, she had thought about this problem for a long time, but her belly has not moved until now, and she can't do anything she wants to do.
She is now looking forward to giving Liu Jian a son to come out soon, so that everything will be easier.
Liu Jian's emotions came quickly and went quickly. After seeing his goddaughter jumping back from get off work, Liu Jian forgot these things and pulled Liu Yifei into the big bedroom.
Fuck it, sow the seeds first. As for the more seeds, let’s talk about the seeds, the current situation is that I don’t even see the shadow of my son.
While Liu Yifei was galloping, a strange thought suddenly flashed through Liu Jian's mind. With his physical strength, he was afraid that he could still play when he was in his fifties. At that time, there would definitely be a goddaughter of fifteen or sixteen years old, and his son was probably in his twenty years old, so they wouldn't get involved.
Thinking of this, Liu Jian suddenly shuddered, "Damn, is this son not giving birth to him?"
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